Even though there are many disbursement platforms on the market today, virtually all of them offer only a single (i.e. check) or a few (i.e. check and ACH) disbursement options. Paynuver is a self-service solution that offers over 10 disbursement options, with more planned for the future. We provide so many options because our clients’ individual Program needs vary, and their customers demand a multitude of disbursement options that could differ by Program. For example, an overpayment refund of $5.13 would likely not be cashed if sent as a check, causing significant escheatment costs to the client. If that payment were sent via Paynuver, the end user could disburse to their bank account via their debit card instantly, put the money on a virtual card to use it online instantly, or even deposit it into their bank account via ACH - all of which lessen the likelihood of additional escheatment costs.